PageOne's core strategies are driven by our firm philosophy: the key to long-term investment growth is a tactical approach that seeks high total returns with a vigilant commitment to downside risk management.

Our strategies are designed to seek various levels of risk. The portfolios are dynamically created based on advanced research into economic, fundamental, technical, and market psychology factors. As these market conditions change, the strategies are re-allocated accordingly in an effort to capture upside market movements and avoid protracted downturns.

 

 


SIP  /  Tactical High Yield Bond

SIP seeks to harness the attractive historical risk/reward characteristics of high yield corporate bonds, while leveraging PageOne's research and experience to avoid downside risk.


OBJECTIVE
Total return while maintaining a focus on capital preservation during market downturns.

INVESTMENT STRATEGY
PageOne believes that high yield bond funds are attractive investments for those seeking income; however, it is also our view that tactical asset management with a focus on capital preservation has the potential to reduce the historically high downside associated with asset class during recessions, credit crises and general market downturns. 

SIP is constructed to maintain focused investments in high yield corporate bonds. On a continuous basis, PageOne researches and analyzes both the high yield and broad market environment, with a goal of shifting to defensive investments such as US government bonds and/or cash equivalents during periods where such downside protection is deemed prudent for the investor.

 
 Click to View SIP Fact Sheet

 Click to View SIP Fact Sheet


SIP Plus  /  Tactical Income

SIP Plus broadens SIP's focus to include the entire fixed income universe, as well as other income-producing securities. The ability to invest in interest rate hedging securities offers the potential to address a rising interest rates environment.


OBJECTIVE
Total return while maintaining a focus on capital preservation during market downturns.

INVESTMENT STRATEGY
While maintaining SIP's core philosophy and experience with high yield bonds, SIP Plus will frequently diversify its portfolio to include other complementary categories. By incorporating convertible securities, bank loans (floating rate), emerging markets debt, REITs and interest rate hedges, SIP Plus has the ability to navigate multiple market environments, all within the framework of a fixed income portfolio.

 
Click to View SIP Plus Fact Sheet

Click to View SIP Plus Fact Sheet


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Founders  /  Tactical All-Asset

Founders is a core allocation solution designed for investors that are seeking long-term growth with an emphasis on downside risk management. 


OBJECTIVE
Total return while maintaining a focus on capital preservation during market downturns.

INVESTMENT STRATEGY
Focused as a result of tireless research and monitoring, Founders is designed to allocate between high yield bonds, equities, and government bonds depending on the market environment, particularly the stage of the market cycle as defined by PageOne. Other, complementary asset classes may be utilized in an effort to add alpha and/or diversify core positions. 

Founders has the ability to use leveraged equity securities to enhance upside potential return. The net equity allocation is capped at 140%.

There are unique risks associated with leveraged investments. Please read the important disclosures below for more information.

 
Click to View Founders Fact Sheet

Click to View Founders Fact Sheet


Investors  /  Tactical Equity

Investors combines leveraged equity exposure with PageOne's commitment to downside risk management during protracted market downturns. The strategy is designed for aggressive investors with long time horizons.


OBJECTIVE
Total return while maintaining a focus on capital preservation during market downturns.

INVESTMENT STRATEGY
The Portfolio will invest in a combination of leveraged equities, unleveraged equities, and cash equivalents as it seeks its objective. 

  • When PageOne's equity market outlook is highly constructive, the strategy may be invested up to 200% in equities, with a focus on mid cap stocks.
  • When PageOne's equity market outlook is neutral, the strategy may be invested in unleveraged equities, with a focus on mid cap and large cap stocks.
  • When PageOne's equity market outlook is negative, the strategy may be invested in cash equivalents.

Investors has the ability to use leveraged equity securities to enhance upside potential return. The net equity allocation is capped at 200%.

There are unique risks associated with leveraged investments. Please read the important disclosures below for more information.

 
Click to View Investors Fact Sheet

Click to View Investors Fact Sheet


VARIABLE ANNUITY OVERLAY 

PageOne can manage the investment options within a wide variety of variable annuities. Click here to see the insurance companies currently managed. Financial Advisors: please contact us to see if we can manage your client's existing variable annuity product. 

Strategies Available For Variable Annuity Accounts:

  • SIP
  • Founders
  • Investors
  • Multi-Strategy (a weighted allocation to SIP and Investors)


Please note that while the objectives and long-term allocations of Variable Annuity Overlay strategies should be consistent with brokerage accounts in the same strategy, allocations may vary due to trading restrictions and/or limited investment options available. For example, many variable annuities do not offer investments in leveraged securities. 

PageOne will only provide advice concerning the investment options within the an existing variable insurance policy and does not sell nor recommend variable annuities. PageOne is not responsible for the selection of the product, suitability of the product in terms of the Client’s goals, objectives, and time horizon, nor any benefits and/or riders that are added to the product. Variable Insurance products may pose a risk due to the credit risk of the insurance company. In addition, the often limited selection of investment options may lead to a reduction in the number of PageOne programs available or a difference in the performance the Client may have received with another qualified custodian.

 


Past Performance is not a guarantee of future results. All results are expressed in U.S. dollar currency and reflect reinvestment of dividends, capital gains, and other earnings as well as the deduction of all expenses. Returns are represented net of actual advisory fees incurred. Due to fluctuations in account values, some accounts included in the composite may have incurred fewer fees you would pay. In all cases, PageOne Financial (“POF”) strived to include client accounts paying the highest fee in the composite.

POF’s current fee schedule for brokerage accounts (billed quarterly in advance, based on the market value balance at the beginning of the quarter):  2% (first $250,000), 1.80% (next $250,000), 1.55% (next $500,000), 1.00% (next $1 million), 0.75% (excess of $2 million). POF’s current fee schedule for variable annuity and variable life SIP accounts (billed annually in advance, based on the market value balance at the beginning of the rolling 12-month period):  2.00% (less than $500,000), 1.75% (between $500,000 and $999,999), 1.00% (between $1 million and $1,999,999), 0.75% ($2 million and over). PageOne may pay 50-60% of the annual advisory fee to a solicitor who is responsible for introducing an investor to PageOne Financial.

Program may invest in securities which have a prospectus that contains important information, and is available from your Financial Advisor, POF and/or custodian. POF puts forth its best effort to achieve the objectives of its programs. However, there is no guarantee that the objectives will be achieved. An Account(s)' return and principal will fluctuate so that the Account(s), when redeemed, may be worth more or less than the amount in the Account(s) at or subsequent to the effective date of the Investment Management Program agreement document. Current performance may be higher or lower than the performance data quoted. POF strategies may involve above-average portfolio turnover, which could negatively impact the net after-tax gain experienced by an individual client. Performance results do not reflect the impact of taxes. 

Investments in the programs are subject to investment risk, including possible loss of principal.  Tactical management and diversification strategies do not protect against losses in declining markets. POF’s risk management process includes an effort to monitor and management risk, but should not be confused with (and does not imply) low risk. High yield bonds invest in securities that are considered speculative and are susceptible to default or decline in value due to adverse economic and business developments. Investments which invest in government securities are not guaranteed; mortgage-backed securities are subject to prepayment risk; and bond fund shares are not guaranteed and will fluctuate with market conditions and interest rates, and redemption value may be more or less than original cost; and fixed income funds may be subject to a loss in value due to interest rate fluctuations. International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, political instability, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.  Exchange-Traded Funds (“ETFs”) trade like stocks and may trade for less than their net asset value. The use of leverage strategies by a fund increases the risk to the fund and magnifies gains or losses on the investment. You could incur significant losses even if the long-term performance of the underlying index showed a gain. Most leveraged funds “reset” daily. Due to the effect of compounding, their performance over longer periods of time can differ significantly from the performance of their underlying index or benchmark during the same period of time. Inverse index funds experience losses when the benchmark used rises. Hard assets can be significantly affected by commodity prices, world events, import controls, worldwide competition, government regulations, and economic conditions. The principal value and investment return of an investment will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost.

POF is an investment adviser registered with the SEC under the Investment Advisers Act of 1940. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the advisor has attained a particular level of skill or ability. POF's Form ADV Part 2: Firm Brochure and other account documentation is available upon request.