Important Disclosures

PageOne Financial, Inc.’s website is solely for informational purposes and is not intended to be relied upon as a source of investment advice. While every effort has been made to offer the most current and correct information possible, inadvertent errors can occur and the specific facts of each individual’s situation may change the results and recommendations provided by this site.

Diversification neither ensures a profit nor protects against investment losses. PageOne Financial’s programs are designed to rotate in and out of various asset classes and sectors of the market. It is possible that trading activity could result in a taxable event to the investor and result in an indirect cost to the investor. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.

Past performance is not a guarantee of future results. Current performance may be higher or lower than the performance data quoted. The principal value and investment return of an investment will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost. You can obtain performance data current to the most recent quarter end by contacting PageOne Financial at 1-800-733-6228 or visiting PageOne’s website. You cannot invest directly in an index. Returns are for illustrative purposes only.

PageOne's programs are discretionary and purchase shares in unaffiliated bond, stocks, and sector index funds used in portfolio construction. Portfolios are actively managed and seek to participate in the segments of the market expected to be the strongest performers in the near term.

Investments in the programs are subject to investment risk, including possible loss of principal. High yield bond funds invest in securities that are considered speculative and are susceptible to default or decline in value due to adverse economic and business developments. Funds which invest in government securities are not guaranteed; mortgage-backed securities are subject to prepayment risk; and bond fund shares are not guaranteed and will fluctuate with market conditions and interest rates, and redemption value may be more or less than original cost; and fixed income funds may be subject to a loss in value due to interest rate fluctuations. The investment strategy of the funds used in PageOne’s programs may include investments in foreign securities, small and medium sized companies, as well as funds that concentrate in one specific sector of the market, all of which may increase the risk and volatility of the funds. Sector and inverse index funds employ leveraged investment techniques that magnify gains or losses. Inverse index funds experience losses when the benchmark used rises.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.

Consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. Prospectuses may be obtained from the investment company or from your investment representative. Please read the prospectus carefully before investing. In regards to no-load funds: other fees and expenses apply to an investment in the fund and are described in the fund’s current prospectus. 

All statistics, opinions, advice, recommendations or suggestions are based upon information and research derived from original or published sources believed to be accurate and reliable, but may be fallible.

PageOne Financial puts forth its best effort to achieve the objectives of its programs. However, there is no guarantee that the objectives will be achieved. Past performance is not an indication of future return. An Account(s)’ return and principal will fluctuate so that the Account(s), when redeemed, may be worth more or less than the amounts in the Account(s) at or subsequent to the effective date of the Investment Management Program agreement document.

PageOne Financial, Inc. ("PageOne") is an SEC Registered Investment Adviser located in Glens Falls, NY. PageOne is in compliance with current filing requirements imposed upong SEC Registered Investment Advisers by those states in which PageOne conducts business. PageOne Financial, Inc. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent direct communication by PageOne with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PageOne, please contact the State Securities Law Administrators for those states in which PageOne maintains a notice filing. The Firm’s Form ADV Part II, and other account documentation is available upon request. You can obtain performance data current to the most recent month by calling the fund/annuity company you are invested in or by visiting their website. Please contact PageOne Financial if you do not have this information.